Blue Ribbon Financial Services Wagga Wagga
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Our Services Preparing for Retirement Savings & Investments Centrelink Enquiries Personal Insurances Superannuation About UsLatest NewsContact Us
Blue Ribbon Financial Services Wagga Wagga
02 6937 6666
Federal Budget Analysis 2026-2027
Federal Budget Analysis 2026-2027

Treasurer Jim Chalmers has framed the 2026 Federal Budget as “the most important and ambitious budget in decades”.

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Luke Farrugia13 May 2026
COVID relief continues for retirees
COVID relief continues for retirees

The Australian Government has extended measures brought in to help retirees through the COVID-19 crisis.

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Cristy Houghton30 September 2021
How does the First Home Super Saver Scheme {FHSSS) work?
How does the First Home Super Saver Scheme {FHSSS) work?

If you're a first home buyer, you may be eligible to withdraw voluntary super contributions you've made (plus earnings) to put towards a home deposit.

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Cristy Houghton13 September 2021
How to use your tax return to build a stronger financial future
How to use your tax return to build a stronger financial future

Not sure what to do with your tax refund? Strategic financial decisions for your tax return begin with a strong plan.

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Cristy Houghton6 September 2021
Salary sacrificing into super  - how it works
Salary sacrificing into super - how it works

Salary sacrificing into super involves reducing your take-home pay to put more money away for your retirement. See what you need to know.

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Cristy Houghton30 August 2021
The work test and work test exemption explained
The work test and work test exemption explained

If you're aged 67 to 74 and want to make voluntary super contributions, you must meet a work test, unless you qualify for an exemption. See what you need to know.

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Cristy Houghton16 August 2021
Spouse super contributions - what are the benefits?
Spouse super contributions - what are the benefits?

If your partner is a low-income earner, working part-time, or currently unemployed, adding to their super could benefit you both financially.

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Cristy Houghton2 August 2021
Your guide to the super guarantee (SG) and rate changes
Your guide to the super guarantee (SG) and rate changes

From 1 July 2021, the contributions your employer is required to make into your super fund, under the super guarantee, will increase to 10% of your before-tax income.

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Cristy Houghton19 July 2021
The new COVID-19 relief schemes explained
The new COVID-19 relief schemes explained

As we navigate more COVID-19 lockdowns across Australia, here's a guide to the main benefits you may be entitled to from the government, state by state.

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Cristy Houghton12 July 2021
Super bring-forward rules now apply to more people
Super bring-forward rules now apply to more people

More Australians can make up to three years' worth of non-concessional super contributions in the same financial year, with the government increasing the age limit from under 65 to under 67.

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Cristy Houghton5 July 2021
Considerations for different retirement living options
Considerations for different retirement living options

Whether downsizing your home, relocating to a new city, modifying your existing property, or entering an independent or assisted living arrangement is on the cards, thinking ahead could create more certainty.

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Cristy Houghton21 June 2021
Is your home loan still right for you?
Is your home loan still right for you?

Running a few simple checks on your home loan could potentially save you thousands of dollars over the life of your loan.

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Cristy Houghton14 June 2021
Keeping your super on track  during a career break
Keeping your super on track during a career break

Whether you're doing it because you want to travel, study or start a family, taking a career break can really affect your financial future. Thankfully, there are ways to help keep your superannuation in shape.

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Cristy Houghton7 June 2021
What is capital gains tax and when  might I have to pay it?
What is capital gains tax and when might I have to pay it?

Capital gains tax may be payable when you sell a certain asset (such as shares, land or property) and make a profit.

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Cristy Houghton24 May 2021
How to make the most of this year's tax return
How to make the most of this year's tax return

With tax time nearly upon us, you might be interested in the following deduction tips, which may help increase the amount of money you get back.

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Cristy Houghton17 May 2021
6 steps to help you feel more positive about your finances
6 steps to help you feel more positive about your finances

Managing your money doesn't have to be stressful. By breaking down your goals and establishing good habits you can work towards financial wellbeing.

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Cristy Houghton3 May 2021

Blue Ribbon Financial Services

ABN 95 092 813 600

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Authorised Representative of Charter Financial Planning Limited
Charter Financial Planning Limited ABN 35 002 976 294
Australian Financial Services Licence number 234665
Principal Address: Level 6, 88 Phillip Street, Sydney NSW 2000

Our Details

80 Coleman Street
WAGGA WAGGA NSW 2650

Phone: (02) 6937 6666

Email: info@blueribbonfinancial.com.au

Opening Hours Monday-Thursday - 8.30am - 5pm Friday - 8.30am - 4pm Saturday - Sunday - Closed


This website contains information that is general in nature. It does not take into account the objectives,
financial situation or needs of any particular person. You need to consider your financial situation and needs
before making any decisions based on this information.

Blue Ribbon Financial Services (ABN 95 092 813 600), is an authorised representative of Charter Financial Planning Ltd (ABN 35 002 976 294), Australian Financial Services Licence No. 234665
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